11 tips to avoid holiday burnout and actually enjoy the season

kAmp9[ E96 9@=:52JD] u@C D@>6[ :EVD QE96 >@DE H@?56C7F= E:>6 @7 E96 J62C]Q u@C @E96CD[ :E 42? 2=D@ 36 E96 >@DE DEC6DD7F=] !2CE:6D[ 8:7ED[ <:5D’ 6G6?ED[ E96 @77:46 A@E=F4<[ 2== 24E:G:E:6D E92E 2C6 >62?E E@ 36 7F? 3FE 42? 766= @G6CH96=>:?8 H96? 25565 E@ J@FC 6I:DE:?8 C6DA@?D:3:=:E:6D] xEVD 6?@F89 E@ >2<6 2?J@?6 D2J Q329 9F>3F8PQk^Am

kAm(96? 9@=:52J 4966C DE2CED E@ 766= =:<6 9@=:52J 762C[ :EVD E:>6 E@ E2<6 24E:@?] x? E9:D 2CE:4=6[ k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>Qm{:76 tIE6?D:@?k^2m 5:8D :?E@ H92E 9@=:52J 3FC?@FE C62==J >62?D[ 9@H E@ DA@E E96 D:8?D[ 2?5 `` 24E:@?23=6 DEC2E68:6D E@ 96=A J@F <66A 2? 6G6? <66= 2?5 >2<6 E96 >@DE @7 E96 9@=:52J D62D@?[ 7C@> E:>6 >2?286>6?E E@ C6=2I2E:@? E649?:BF6D E@ DEC6DD >2?286>6?E DFAA=6>6?ED]k^Am

k9bmpE 2 v=2?46k^9bm

kF=mk=:mw@=:52J 3FC?@FE 42? 2C:D6 7C@> @G6C6I6CE:@? 5F6 E@ D@4:2= 82E96C:?8D[ >62= AC6AA:?8[ 8:7E D9@AA:?8[ 2?5 2== E96 C6DA@?D:3:=:E:6D H6 E2<6 @? 5FC:?8 E96 76DE:G:E:6D]k^=:mk=:m&?56CDE2?5:?8 H92E 9@=:52J 3FC?@FE :D 2?5 9@H E@ >2?286 :E 42? 96=A J@F 4@A6 H:E9 DEC6DD]k^=:mk=:mv6E `` DEC6DD C6=:67 E:AD 7@C E96 9@=:52J D62D@?[ 7C@> E:>6 >2?286>6?E 2?5 3@F?52CJ D6EE:?8 E@ 5:6E 2?5 DFAA=6>6?ED]k^=:mk^F=m

k9bm(92E :D 9@=:52J 3FC?@FE 2?5 H9J 5@6D :E 92AA6?nk^9bm

kAmpC@F?5 D:?46 E96 >:5\`hf_D[ E96 E6C> Q3FC?@FEQ C676CD E@ E96 86?6C2= >6?E2= 6I92FDE:@? 2?5 @G6CH96=> H6 766= H96? H6 @G6C6I6CE @FCD6=G6D] x7 J@FVC6 766=:?8 >@C6 7C2KK=65 E96D6 52JD E92? >6CCJ 2?5 3C:89E[ J@F >:89E 36 =:G:?8 E96 567:?:E:@? @7 9@=:52J 3FC?@FE]k^Am

kAmxE >2<6D D6?D6i *@FVG6 366? A=2??:?8 E96 A6C764E 9@=:52J 7@C H66<D] !C6DDFC6 :D 9:89[ J@FC C@FE:?6D 2C6 5:DCFAE65[ J@FC 3F586E :D DEC6E4965[ J@FC 72>:=J :D 7:89E:?8[ J@FC 7=:89E 92D 366? 42?46=65 2?5 C6D4965F=65[ 2?5 J@FVG6 7:==65 J@FC 42=6?52C H:E9 D@ >2?J 24E:G:E:6D E92E J@F 2C6 E96 A@DE6C 49:=5 7@C @G6C4@>>:E>6?E]k^Am

kAm$@F?5D 72>:=:2Cn w6C6 2C6 E9C66 H2JD 9@=:52J 3FC?@FE 42? D9@H FAik^Am

k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ad^`a^_b^=:76\6IE6?D:@?\9@=:52J\3FC?@FE\`];A8Q 2=ElQp E23=6 =:DE:?8 EJA6D @7 3FC?@FE[ H92E E96J =@@< =:<6[ 2?5 H92E 96=AD]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?m{:76 tIE6?D:@?k^7:842AE:@?mk^7:8FC6m

kAmu@CEF?2E6=J[ E96C6 2C6 DE6AD J@F 42? E2<6 E@ 76?5 @77 9@=:52J @G6CH96=>[ C2?8:?8 7C@> E:>6 >2?286>6?E 924<D E@ G:E2>:?D 2?5 DFAA=6>6?ED E@ DFAA@CE 962=E9J k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^D=66A\C6=2I2E:@?^36DE\G:E2>:?D\DFAA=6>6?ED\7@C\DEC6DDQmDEC6DD >2?286>6?Ek^2m]k^Am

k9bmw@H 42? J@F 2G@:5 3FC?@FE 5FC:?8 E96 9@=:52JDnk^9bm

kAm{6EVD 36 9@?6DE] %96 36DE H2J E@ 2G@:5 9@=:52J 3FC?@FE :D E@ C6=62D6 J@FCD6=7 7C@> E96 6IA64E2E:@? E92E J@F 92G6 E@ 5@ 6G6CJE9:?8 A6C764E=J[ 2== 3J J@FCD6=7… @C 2E 2==P %9@D6 @G6CH96=>:?8 766=:?8D 3F33=:?8 FA 2D J@F A=2? 5:??6CD 2?5 =@@< 7@C >2E49:?8 @C?2>6?ED H@F=5?VE 6I:DE[ 27E6C 2==[ :? 2 H@C=5 H96C6 :E H2D @<2J :7 E96 8C2GJ 925 D@>6 =F>AD 2?5 J@F 7@C8@E 2 76H DE@4<:?8 DEF776CD]k^Am

kAmx7 E9:D D@F?5D 62D:6C D2:5 E92? 5@?6[ E9@F89[ H6VG6 8@E J@FC 324<P w6C6 2C6 `` E:AD E@ 96=A J@F <66A J@FC H6==?6DD :? 4964< H9:=6 J@F 4964< @77 H:D9 =:DED]k^Am

k9bm`] rC62E6 2 9@=:52J 24E:@? A=2?k^9bm

kAm{6EVD 36 4=62C @? @?6 E9:?8i *@F 42?VE 5@ :E 2== 2?5 2G@:5 9@=:52J 3FC?@FE] *@F ?665 E@ 7@4FD @? H92E C62==J >2EE6CD] p?5 E@ 5@ E92E[ J@F ?665 E@ 5@ 2 =:EE=6 D@F= D62C49:?8] w6C6VD 9@H E92E H@C<Dik^Am

kF=mk=:m$6E 2 E:>6C 7@C `_ >:?FE6D 2?5 5@ 2 3C2:? 5F>A @7 6G6CJE9:?8 J@F H2?E E@ 5@ E9:D 9@=:52J D62D@?—6?E6CE2:?[ 2EE6?5 A2CE:6D[ 3FJ 8:7ED[ k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^=:76DEJ=6^EC2G6=:?8\H:E9\DFAA=6>6?EDQmEC2G6=k^2m[ 4@>>F?:EJ D6CG:46[ 4=62?[ 32<6[ 6E4]k^=:mk=:m~?46 J@FC `_ >:?FE6D 2C6 FA[ D6E E96 E:>6C 7@C 7:G6 >:?FE6D 2?5 9:89=:89E J@FC E@A AC:@C:E:6Di :562==J[ ?@ >@C6 E92? 2 92?57F= @7 E96>]k^=:mk=:m$EC2E68:K6 @? H92E J@F ?665 E@ 249:6G6 E96D6 AC:@C:E:6Di s@6D D@>6@?6 H2?E 2 92C5\E@\7:?5 8:7E E92E E2<6D E:>6 E@ 56=:G6Cn s@ J@F H2?E E@ 5@?2E6 8:7ED[ 2?5 E96 @C82?:K2E:@? ?665D E96> H66<D 367@C6 r9C:DE>2Dn }665 DA64:7:4 2CC2?86>6?ED 7@C 2? 6G6?En $E2CE E96C6]k^=:mk=:m(92E 23@FE E96 E9:?8D E92E 5:5?VE >2<6 J@FC AC:@C:EJ =:DEn *@F 42? DE:== 5@ E96>[ 3FE E96J 5@?VE 92G6 E@ E2<6 FA 2D >F49 @7 J@FC E:>6 2?5 6?6C8J] *@F 42? 2=D@ 8:G6 E96> E@ D@>6@?6 6=D6 :? J@FC 9@FD69@=5] (9:49 3C:?8D FD E@ @FC ?6IE A@:?E…k^=:mk^F=m

k9bma] s6=682E6[ 56=682E6[ 56=682E6k^9bm

kAm~?46 J@F 86E @C82?:K65[ 6?=:DE J@FC 72>:=J 2?5 7C:6?5D E@ 96=A 86E E9:?8D 5@?6] %96 >@C6 92?5D[ E96 >6CC:6C W2?5 72DE6C 2?5 62D:6CPX] p7E6C 2==[ $2?E2VD ;@3 56D4C:AE:@? 92D?VE 366? A@DE65 @? 6>A=@J>6?E 492E 3@2C5D[ D@ E96C6VD ?@ ?665 7@C J@F E@ 7:== 9:D D9@6D]k^Am

kAm*6D[ E96C6 2C6 A2CE:6D E@ A=2?[ 8:7ED E@ 86E 2?5 @FE7:ED E@ 2DD6>3=6[ 3FE J@F 5@?VE ?665 E@ 5@ :E 2==] $:E 5@H? H:E9 J@FC 72>:=J[ D6E 6IA64E2E:@?D[ 2?5 2DD:8? E2D<D E@ 5:DEC:3FE6 E96 H@C<]k^Am

kAmv@E <:5D 2E 9@>6n |2<6 :E 2 82>6—HC:E6 E96 E2D<D @? D=:AD @7 A2A6C[ AFE E96> :? 2 D>2== $2?E2 D24<[ 2?5 92G6 6249 A6CD@? 5C2H 2 E2D<] ~C >2J36 E96C6VD 6G6? 2 72>:=J >6>36C H9@ H2?ED E@ D9@F=56C E96 =:@?VD D92C6 @7 E9:D J62CVD AC6A] %9:D >:89E 36 E96 A6C764E E:>6 E@ 92?5 @G6C E96 C6:?D 2?5 E96 HC2AA:?8 A2A6C[ H9:=6 J@F D:E 324< 2?5 D:A 2 k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^C64:A6D^9@=:52J\4@7766\C64:A6DQmA6AA6C>:?E >@492k^2m =2EE6]k^Am

k9bmb] p:> 7@C :>A6C764E:@? W@C =6DD A6C764E:@?Xk^9bm

kAmsC62>:?8 @7 A6C764E H:?E6C H@?56C=2?5 A2CE:6D H96C6 J@FC 8F6DED 42?VE DE@A C2G:?8 23@FE J@FC A:6n w@H 23@FE E9:Dn *@F D6E @FE E@ 92G6 2 A2CEJ E92EVD ?@E A6C764E[ ;FDE k6>m7F?k^6>m] $@ :7 J@F >:DD 2 56E2:= @C EH@[ :E 5@6D?VE >2EE6C[ 3642FD6 E96 8@2= H2D ?6G6C A6C764E:@?]k^Am

kAmp=E6C?2E:G6=J[ A:4< k6>m@?6k^6>m 9@=:52J AC@;64E 2?5 5@ :E 2D A6C764E=J 2D J@F A=62D6] rC62E6 2? @G6C\E96\E@A 46?E6CA:646 @C H9:A FA D@>6 564256?E k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^C64:A6D^DEF7765\52E6D\C64:A6Qm49@4@=2E6\4@G6C65 52E6Dk^2m] ~C 255 DA64:2= J6E D:>A=6 E@F496D E@ J@FC 46=63C2E:@?D W92?5>256 ?@E6 42C5D[ ?6@? 4@@<:6 DAC:?<=6D[ 4@=@C7F= 42?5J 42?6D 7@C 6G6CJ A=246 D6EE:?8X 2?5 D<:A E96 46?E6CA:646D 2?5 E96 32<:?8 2=E@86E96C] %92E H2J[ J@F 42? 3C:?8 J@FC F?:BF6 3C2?5 @7 ;@J E@ E96 >@>6?E[ >2<6 E96 9@=:52JD >6>@C23=6 k6>m2?5k^6>m DE2J D2?6Pk^Am

k9bmc] #$'! ‘?@’ E@ 2 76H 9@=:52J :?G:E2E:@?Dk^9bm

kAmq642FD6 6G6? 2 r9C:DE>2D >:C24=6 42?VE 255 >@C6 9@FCD E@ E96 52J[ 36 AFCA@D67F= :? J@FC A2CEJ 2EE6?52?46] *@F 5@?VE ?665 E@ 36 2 7:IEFC6 6G6CJH96C6 E96C6VD >:DE=6E@6] x? 724E[ :EVD H:D6 E@ 3=@4< @FE E:>6 @? J@FC 42=6?52C 5FC:?8 E96 9@=:52JD DA64:7:42==J 7@C 5@H?E:>6 W2<2 Qk2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^D=66A\C6=2I2E:@?^365\C@EE:?8Qm365 C@EE:?8k^2mQX :?DE625 @7 A24<:?8 J@FC D4965F=6 H:E9 A2CE:6D]k^Am

kAm|2<6 2 =:DE @7 H92EVD :>A@CE2?E[ 2?5 7:?5 2 7C:6?5 E@ 36 J@FC 244@F?E23:=:EJ A2CE?6C[ D@ J@F 5@?VE @G6C6IE6?5 J@FCD6=7] tG6? H96? 2 ?6:893@C :?G:E6D J@F E@ 2 DA@?E2?6@FD 3=@4< A2CEJ 2?5 J@FVC6 7C66 E92E 6G6?:?8[ 5@?VE 766= E96 ?665 E@ 2446AE E96 :?G:E2E:@?] x?DE625[ FD6 E92E 7C66 E:>6 E@ C6D6E[ C6492C86 2?5 C6=2I 2 =:EE=6]k^Am

kAmWx?4:56?E2==J[ :7 J@FVC6 ?@E:4:?8 2 EC6?5 @7 A2C:?8 E9:?8D 5@H?—A2CE:6D[ C6DA@?D:3:=:E:6D[ 6IA64E2E:@?D—E92E :D ?@E 2 4@:?4:56?46]Xk^Am

k9bmd] $:>A=:7J 8:7E\8:G:?8k^9bm

kAm(96? :E 4@>6D E@ 2G@:5:?8 9@=:52J DEC6DD[ E96 62C=J 3:C5 86ED E96 H@C>[ E96 562=D[ 2?5 E96 A6246 @7 >:?5] #2E96C E92? H2:E F?E:= E96 =2DE >:?FE6[ 4C62E6 2 D9@AA:?8 DEC2E68J E92E 3C62<D FA =@?8 H:D9 =:DED :?E@ >2?28623=6 49F?<D] u@4FD @? 2 76H A6@A=6 @? J@FC =:DE 6249 H66<6?5 E@ D9@A 7@C @C A=2? E@ D9@A 244@C5:?8 E@ FA4@>:?8 9@=:52J 6G6?ED] *@FV== >2<6 AC@8C6DD 6249 H66< 2?5 2G@:5 2 =2DE\>:?FE6 D9@AA:?8 D4C2>3=6]k^Am

kAmp?5 :7 4C@H5D D6E @77 J@FC DEC6DD >6E6C[ 9@?@C E92E] $<:A E96 DE@C6D 6?E:C6=J 2?5 D9@A @?=:?6] *@FV== 2G@:5 E96 492@D 2?5 >2J 6G6? 7:?5 >@C6 562=DP !=FD[ J@F 42? D9@A 2E J@FC @H? A246 H96? :EVD 4@?G6?:6?E 2?5 A6CD@?2=:K6 E96 6IA6C:6?46]k^Am

kAmp55:E:@?2==J[ 4@?D:56C H96E96C J@F C62==J ?665 E@ 8:G6 2 8:7E E@ 6G6CJ ?:646[ ?6A96H 2?5 4@FD:? E9:D J62C[ @C :7 :E >:89E 36 >@C6 7F? E@ 5@ 2 8:7E\8:G:?8 82>6 2=E6C?2E:G6 =:<6 $64C6E $2?E2 @C (9:E6 t=6A92?E E@ D:>A=:7J D9@AA:?8]k^Am

k9bme] !C:@C:E:K6 D6=7\42C6k^9bm

kAm}@ >2EE6C 9@H >F49 J@F 9FDE=6 2?5 3FDE=6[ J@F ?665 E@ 9@=5 E96 =:?6 @? J@FC 52:=J C@FE:?6D[ D=66A D4965F=6[ 2?5 ?FEC:E:@FD 5:6Ej :EV== 96=A 7F6= J@FC 3@5J 7@C E96 9@=:52J >2C2E9@? 29625]k^Am

kAmp=E9@F89 J@F >2J 766= E92E J@F ?665 E@ 7@4FD J@FC 7C66 E:>6 2?5 6?6C8J @? 2== E9:?8D 9@=:52J[ ?68=64E:?8 k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^D=66A\C6=2I2E:@?^36DE\D6=7\42C6\C@FE:?6QmD6=7\42C6k^2m 42? 324<7:C6[ AFEE:?8 J@F 369:?5 D4965F=6]k^Am

kAmr2CG6 @FE D@>6 E:>6 6249 52J E@ >65:E2E6[ E2<6 2 H2=<[ C625 2 3@@<[ A=2J H:E9 J@FC 5@8—H92E6G6C 96=AD J@F C6=2I] tG6? 86EE:?8 :? D@>6 k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^7:E?6DD^4@KJ\42C5:@Qm4@KJ 42C5:@k^2m 42? 96=A AC@>AE J@FC 3@5J E@ C6=2I 27E6C 2 7F== 52J @7 9@=:52J 6CC2?5D] yFDE 2 =:EE=6 3:E @7 Q>6 E:>6Q H:== 96=A J@F 562= H:E9 E96 6>@E:@?2= 6I92FDE:@? r9C:DE>2D 42? 3C:?8]k^Am

kAm$A62<:?8 @7 6I92FDE:@?[ E96 36DE H2J E@ 362E A9JD:42= 9@=:52J 3FC?@FE :D E@ >2:?E2:? 2 4@?D:DE6?E k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^D=66A\C6=2I2E:@?^D=66A\9J86:?6\E:ADQmD=66A\H2<6k^2m D4965F=6] (:E9 6?@F89 D=66A[ J@FC >:?5 2?5 3@5J H:== 7F?4E:@? @AE:>2==J[ 2?5 J@FV== DE2J 2D AC@5F4E:G6 2D 2? 6=7]k^Am

k9bmf] pG@:5 E96 ‘762DE @C 72>:?6’ D46?2C:@ 3J 62E:?8 C68F=2C >62=Dk^9bm

kAm%96 9@=:52JD >2J 36 E96 @?=J E:>6 @7 J62C H96? J@FVC6 6:E96C :?5F=8:?8 :? 2 7:G6\4@FCD6 >62= 7@==@H65 3J 2 56DD6CE E23=6[ @C DF3D:DE:?8 @? 2 92?57F= @7 >:5?:89E 46C62= 3642FD6 J@F 7@C8@E E@ 62E 5:??6C]k^Am

kAmw@=:52J DEC6DD 42? EFC? 6G6? E96 962=E9:6DE A6CD@? :?E@ 2? F?962=E9J D?24<6C[ D@ 36 5:D4:A=:?65 23@FE J@FC 62E:?8 923:ED] u@4FD @? >62=D >256 H:E9 H9@=6 7@@5D E92E 96=A DFAA@CE 2=C625J\962=E9J 3=@@5 DF82C =6G6=D 2?5 2G@:5 9@=:52J 762DED W2?5 E96 :?6G:E23=6 7@@5 4@>2 27E6CPX]k^Am

kAm%@ 96=A DFAA@CE 2=C625J\962=E9J k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^=:76DEJ=6^>@C?:?8\3=@@5\DF82C\=6G6=DQm3=@@5 DF82C =6G6=Dk^2m[ =@@< 7@C E2C86E65 5:6E2CJ DFAA=6>6?ED H:E9 DF82C\7C:6?5=J :?8C65:6?ED =:<6 >2BF: 36CCJ 2?5 4=@G6 3F5]k^Am

k9bmg] v@ 62DJ @? E96 DF82C[ 42776:?6 2?5 2=4@9@=k^9bm

kAm(:E9 9@=:52J EC62ED C625:=J 2G2:=23=6[ J@F >2J 36 E6>AE65 E@ C6249 7@C D@>6E9:?8 DH66E[ 42776:?2E65 @C 4@4<E2:=\J W4@BF:E@ 2?J@?6nX E@ E2<6 E96 9@=:52J 6586 @77] w@H6G6C[ E96D6 49@:46D >2J =62G6 J@F >@C6 7C2KK=65] $F82C 42? :?7=F6?46 >@@5 DH:?8D 2?5 DEC6DD 62E:?8 W96==@[ E:89E6C ;62?D 2C@F?5 E96 H2:DEPX] p=4@9@= 42? 27764E k2 9C67lQ9EEADi^^AF3>65]?43:]?=>]?:9]8@G^bgabbceh^Qm962=E9J D=66Ak^2m[ H9:49 :D 4C:E:42= 7@C DE2J:?8 42=> 5FC:?8 E96 9@=:52JD] p?5 42776:?6 42? 2=D@ :?7C:?86 @? J@FC D=F>36C[ 6DA64:2==J :7 J@FVC6 2=C625J CF??:?8 2C@F?5 E6?D6 2?5 H@CC:65]k^Am

kAmxEVD 36DE E@ 2G@:5 @C =:>:E 6I46DD:G6 :?E2<6 @7 2== E9C66 E@ <66A J@FC 4@@= :? E96 JF=6] *@F 42? ECJ >@4<E2:=D @C k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^C64:A6D^42776:?6\7C66\5C:?<DQm42776:?6\7C66 5C:?<Dk^2m 7@C 2 ;@J7F= 3@@DE @7 8@@5?6DD H:E9@FE E96 ;:EE6CD]k^Am

k9bmh] u=:A E96 ?682E:G6 D4C:AEk^9bm

kAm*@FVC6 AC@323=J H:D9:?8 6G6CJ@?6 J@F <?@H H@C5D @7 A6246 2?5 =@G6[ 3FE H92E 2C6 J@F D2J:?8 E@ J@FCD6=7[ A2CE:4F=2C=J H96? J@F 3FC? E96 4@@<:6D @C 7@C86E E96 8:7E E28Dnk^Am

kAm%96C6VD 2 C62D@? H9J A6@A=6 5@ A@D:E:G6 277:C>2E:@?D—H@C5D k6>m>2EE6Ck^6>m] (96? E9:?8D 2C6?VE 8@:?8 244@C5:?8 E@ A=2?[ A:G@E J@FC E9:?<:?8 E@ A@D:E:G6 E9@F89EDi Q*6D[ xV> E96 w@=:52J "F66?PQ ~C 36EE6C J6Ei C6>:?5 J@FCD6=7 E92E E:>6 H:E9 A6@A=6 J@F =@G6[ ?@E A6C764E:@?[ :D H92E >2EE6CD >@DE 5FC:?8 E96D6 82E96C:?8D] $>2== D6E324<D 2C6 :?6G:E23=6[ D@ =2F89 :E @77 2?5 5@?VE =6E E96> CF:? J@FC 9@=:52J DA:C:E]k^Am

k9bm`_] $6E 3@F?52C:6Dk^9bm

kAm!6@A=6 A=62D6CD[ E9:D @?6VD 7@C J@Fi #6>6>36C[ :EVD @<2J E@ D2J Q?@Q WDFC6=J |CD] r=2FD D6ED 3@F?52C:6D[ C:89EnX] q@F?52C:6D 2=D@ C676C E@ 9@H >F49 J@F =6E @E96C A6@A=6VD @A:?:@?D :?7=F6?46 J@FC D6=7\H@CE9[ @C 9@H 3@E96C65 J@F 86E 3J 2C8F>6?ED 2E E96 5:??6C E23=6]k^Am

kAm$6=7\42C6[ 282:?[ :D 8@:?8 E@ 36 <6J 96C6] %2<:?8 E96 E:>6 7@C 6I6C4:D6[ >65:E2E:@? 2?5 k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^C64:A6D^962=E9J\>62=\AC6A\:562DQm>62= AC6Ak^2m D6?5D 2 >6DD286 E@ E96 C6DE @7 E96 H@C=5[ 2?5 >@DE :>A@CE2?E=J[ J@FCD6=7[ E92E J@F 92G6 3@F?52C:6D]k^Am

k9bm``] %2<6 :E 62DJk^9bm

kAm{6EVD 36 9@?6DE[ 6G6? H:E9 2== E96D6 E:AD[ J@F >2J DE:== 766= DEC6DD65] %92EVD ?@C>2=P v:G6 J@FCD6=7 8C246 2?5 2 E:>6\@FE H96? ?66565] (96? J@F DE2CE 766=:?8 DEC6DD65[ ;FDE $%~!] %9:D 7@FC\DE6A >:?57F=?6DD E649?:BF6 42? 96=A J@F C6D6E :? >:?FE6DPk^Am

k@=mk=:mkDEC@?8m$k^DEC@?8mE@Ak^=:mk=:mkDEC@?8m%k^DEC@?8m2<6 2 3C62E9k^=:mk=:mkDEC@?8m~k^DEC@?8m3D6CG6k^=:mk=:mkDEC@?8m!k^DEC@?8mC@4665k^=:mk^@=m

kAm*@F 42? 2=D@ >2?286 DEC6DD H:E9 DFAA=6>6?ED =:<6 k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^DFAA=6>6?ED^8232\DFAA=6>6?EDQmvpqpk^2m] %9:D 2>:?@ 24:5 92D 366? 4=:?:42==J DEF5:65 E@ 96=A C6=:6G6 @442D:@?2= DEC6DD 2?5 AC@>@E6 2 C6=2I65 DE2E6 @7 >:?5[ 32=2?465 >@@5 2?5 36EE6C D=66A]k^Am

k9bmw@H 5@ DFAA=6>6?ED 96=A >2?286 9@=:52J DEC6DDnk^9bm

kAm%2<:?8 DFAA=6>6?ED :D 2 AC@24E:G6 H2J E@ <66A J@FCD6=7 42=>[ 4@@=[ 2?5 4@==64E65 :? E96 7246 @7 D6E324<D 5FC:?8 E96 9@=:52JD] $@>6 C64@>>6?52E:@?Dik^Am

k9bmp55 >28?6D:F> 7@C C6=2I2E:@?k^9bm

kAmr9C:DE>2D ;:?8=6D 86EE:?8 @? J@FC QvC:?49Q ?6CG6n #6249 7@C >28?6D:F>[ DA64:7:42==J k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^DFAA=6>6?ED^:D\>28?6D:F>\42=>:?8Qm>28?6D:F> 246EJ=\E2FC2E6k^2m[ E@ 96=A 76?5 @77 E96 67764ED @7 52:=J DEC6DD] #6D62C49 D9@HD E92E >28?6D:F> 246EJ=\E2FC2E6 :D 2 7@C> @7 3:@2G2:=23=6 >28?6D:F> E92E H@C<D E@ DFAA@CE 2 962=E9J DEC6DD C6DA@?D6[ AC@>@E:?8 2 C6=2I65 DE2E6 @7 >:?5]k^Am

k9bm%2<6 {\E962?:?6 E@ <66A 42=>k^9bm

kAmr@>32E 9@=:52J 6I92FDE:@? 3J E2AA:?8 :?E@ k2 9C67lQ9EEADi^^AF3>65]?43:]?=>]?:9]8@G^bgfdgd_b^Qm{\E962?:?6VD 42=>:?8 36?67:EDk^2m] !C@?@F?465 Q6=\E966\F9\?66?[Q E9:D 2>:?@ 24:5 7@F?5 :? E62 92D 366? =:?<65 E@ C6=2I2E:@?] x? 724E[ :? @?6 ag\52J EC:2= A2CE:4:A2?ED H9@ DFAA=6>6?E65 H:E9 {\E962?:?6 C6A@CE65 D:8?:7:42?E=J 564C62D65 A6C46:G65 DEC6DD =6G6=D]k^Am

k9bmr9@@D6 252AE@86?D E@ <66A DEC6DD 2E 32Jk^9bm

kAmpD9H282?592[ 2 46?EFC:6D\@=5 96C32= 8@\E@[ 92D 366? E@FE65 7@C 62D:?8 DEC6DDj 9@=J 32D:=[ 2 A6C6??:2= 96C3[ :D 2?@E96C 8C62E k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^96C3D\DA:46D^252AE@86?DQm252AE@86?k^2m 7@C AC@>@E:?8 DEC6DD C6=:67] q@E9 92G6 366? 4=:?:42==J DEF5:65 E@ DFAA@CE 2 962=E9J k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^D=66A\C6=2I2E:@?^4@CE:D@=\2?5\DEC6DDQmDEC6DD C6DA@?D6k^2m]k^Am

k9bmr2? 3FC?@FE 27764E J@FC :>>F?6 DJDE6> 5FC:?8 E96 H:?E6Cnk^9bm

kAmu66=:?8 A6CD:DE6?E=J @G6CH96=>65 5FC:?8 E96 9@=:52JD 42? 92G6 2 ?682E:G6 :>A24E @? J@FC :>>F?6 DJDE6>] (9:=6 J@FC DEC6DD C6DA@?D6 :D ?@E E96 G:==2:?[ F?>2?2865 =6G6=D 42? :>A24E 4@CE:D@= =6G6=D[ 2?5[ :? EFC?[ 9@H J@FC 3@5J 4@>32ED :>>F?6 492==6?86D] |2?28:?8 9@=:52J k2 9C67lQ9EEADi^^AF3>65]?43:]?=>]?:9]8@G^bhd`gdbb^Qm@G6CH96=>k^2m :D ?@E @?=J 2 7@C> @7 D6=7\42C6[ 3FE :EVD <6J E@ <66A:?8 J@FCD6=7 962=E9J E9C@F89@FE E96 H:?E6C]k^Am

k9bmw@H =@?8 5@6D :E E2<6 E@ C64@G6C 7C@> 9@=:52J 3FC?@FEnk^9bm

kAm%96 E:>6 :E H:== E2<6 J@F E@ 3@F?46 324< 7C@> 9@=:52J 3FC?@FE G2C:6D] xE 56A6?5D @? G2C:@FD 724E@CD[ :?4=F5:?8 J@FC 286[ @G6C2== 962=E9[ 2?5 D@4:@64@?@>:4 D:EF2E:@?]k^Am

kAmw@H6G6C[ E96 E:AD[ ?FEC:E:@? 2?5 DFAA=6>6?E2E:@? DF886DE:@?D 23@G6 H:== 96=A J@F 92?5=6 9@=:52J AC6DDFC6 D@ J@F 42? ;:?8=6 2== E96 H2J :?E@ E96 ?6H J62C 2?5 =62G6 @=5 @G6CH96=> 369:?5Pk^Am

k9bmz6J %2<62H2JDk^9bm

kF=mk=:m|2?28:?8 9@=:52J DEC6DD DE2CED H:E9 AC@24E:G6 A=2??:?8]k^=:mk=:ms6=682E:?8[ 7@4FD:?8 @? 2 A@D:E:G6 @FE=@@<[ 2?5 E:>6 >2?286>6?E 2C6 2 76H D:>A=6 H2JD J@F 42? >2:?E2:? A9JD:42=[ 6>@E:@?2=[ 2?5 >6?E2= H6==\36:?8 5FC:?8 E96 9@=:52JD]k^=:mk=:m$EC6DD >2?286>6?E DFAA=6>6?ED =:<6 2D9H282?592[ vpqp[ 2?5 {\E962?:?6 42? 96=A 62D6 766=:?8D @7 9@=:52J @G6CH96=>]k^=:mk^F=m

kAmk2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>^H6==?6DD^=:76DEJ=6^9@=:52J\3FC?@FE\E:ADQmk6>m%9:D DE@CJk^6>mk^2m k6>mH2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^HHH]=:766IE6?D:@?]4@>Qmk6>m{:76 tIE6?D:@?k^6>mk^2m k6>m2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2m]k^Am