WASHINGTON — Open enrollment for health insurance plans offered under the Affordable Care Act marketplace began Nov. 1 and Granite Staters have until Dec. 15 to sign up for a marketplace plan or change their current plan by going to healthcare.gov.
Although there is less funding for activities to raise awareness of the enrollment period, the Affordable Care Act remains in place and Granite Staters are encouraged to view and compare health plans for 2020.
“Every citizen deserves quality, affordable health insurance coverage to help them live healthy and productive lives,” said U.S. Sen. Maggie Hassan (D-N.H.). “I encourage Granite Staters to take advantage of this open enrollment opportunity and receive the benefits that come with affordable health care — and make sure your friends and neighbors are signed up, too.”
To enroll and learn more about health care options, go to healthcare.gov.
Prices and options may have changed, so individuals who already have insurance through the health insurance marketplace are also encouraged to go to healthcare.gov and review new plans. In addition, individuals may qualify for financial assistance for paying premiums.
Hassan has been an advocate in the Senate for affordable, quality health care and protecting Granite Staters with pre-existing conditions from being discriminated against.
Earlier this year, she joined with U.S. Sen. Jeanne Shaheen (D-N.H.) to introduce legislation to restore funding for programs that help American families get the information and support they need to find quality health-care plans at a price they can afford.
Shaheen introduced the Marketing and Outreach Restoration to Empower (MORE) Health Education Act of 2019 with U.S. Sens. Tim Kaine (D-Va.) and Gary Peters (D-Mich.) to counteract what they say are the Trump administration’s sabotage efforts that have slashed funding for health-care enrollment advertising and marketing by 90 percent since President Donald Trump took office.
Shaheen also introduced the Protecting Americans with Pre-existing Conditions Act with U.S. Sens. Mark Warner (D-Va.), Ben Cardin (D-Md.) and Tammy Baldwin (D-Wis.) to prevent the use of federal premium tax credits to promote and incentivize enrollment in “junk plans” that do not provide coverage of pre-existing conditions or essential health benefits.
According to data from the Centers for Medicare and Medicaid Services, more than half of Granite Staters can get a plan with net premiums of $75 or less per month, after help from tax credits, and many can even get a plan for $10 or less per month, thanks to the ACA’s tax credits. Thousands of Granite States will also qualify for financial assistance to help reduce the cost of deductibles.
Medicare open enrollment begins
Every year, Medicare’s open enrollment period is Oct. 15 to Dec. 7. Medicare health and drug plans can make changes each year to areas such as cost, coverage, and what providers and pharmacies are in their networks. Oct. 15 to Dec. 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs.
People in a Medicare health or prescription drug plan should always review the materials their plans send them, like the “Evidence of Coverage” and “Annual Notice of Change.”
If your plans are changing, you should make sure these changes in the plan will still meet your needs for the following year. If you are satisfied that your current plan will meet your needs for next year and it is not being terminated, then you do not need to do anything.
Information for next year’s plans is now available. To find Medicare plan information or to compare plans go to medicare.gov, or call (800) 636-4227.