Financial literacy has been a subject recommended as a “required for graduation” must. A subject introduced in my day by courses titled economics, business math, home economics and Junior Achievement and taught at home through the entrepreneurial example of my grandfather and mother and their willingness to discuss the family finances.

I was required to get a job as soon as legally allowed, creating a solid work ethic, maintaining a car and more often than not hearing the “if you want it, pay for it” refrain from my parents.

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