When an aging parent or relative needs extra help, a family member often steps up to become the primary caregiver. It usually starts small — picking up groceries or driving them to doctor appointments. But over time, it can easily evolve into a full-time job involving personal care, medication management and financial oversight.

Because it’s family, these arrangements are almost always built on love and informal verbal agreements. However, failing to put that agreement in writing is one of the most common mistakes families make.

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