Think Before You Click: Understanding Social Engineering Scams

(StatePoint) October is Cybersecurity Awareness Month, a reminder that staying safe online starts with understanding how cybercriminals operate. One of the most common scam tactics is social engineering, which uses manipulation to gain access to information, accounts or money.

Imagine receiving a text that appears to come from your bank claiming your account has been locked. The message urges you to click a link immediately to restore access. Instead, the link leads to a fake website designed to capture your username, password or authentication code.