(BPT) - Investing is a smart way to build wealth. You can start with a small amount and gain confidence as you go. With steady contributions, you can help your money grow even faster. Even if you're starting with $500 or $1,000, making small, consistent contributions can really add up over time.
In this guide from Navy Federal Investment Services, you'll learn how to start investing with confidence so you can take your first step toward growing your money in a way that works for your life.
kAmkDEC@?8m$E6A `i $6E J@FC 7:?2?4:2= 8@2=Dk^DEC@?8mk^Am
kAmq67@C6 J@F AFE 2 D:?8=6 5@==2C :?E@ 2? :?G6DE>6?E 244@F?E[ :E 96=AD E@ <?@H H9J J@FVC6 :?G6DE:?8] *@FC 8@2=D H:== 8F:56 9@H >F49 E@ :?G6DE[ H92E E@ :?G6DE :? 2?5 9@H >F49 :?G6DE:?8 C:D< >2<6D D6?D6 7@C J@F E@ E2<6 @?]k^Am
kAm*@FC 8@2= >2EE6CD 3642FD6 J@FC E:>6 9@C:K@? 56A6?5D @? H96E96C J@FC 8@2= :D D9@CE E6C> @C =@?8 E6C>] $9@CE\E6C> 2?5 =@?8\E6C> 8@2=D FDF2==J C6BF:C6 5:776C6?E :?G6DE:?8 2AAC@2496D] k2 9C67lQ9EEADi^^HHH]?2GJ7656C2=]@C8^>2<:?846?ED^:?G6DE:?8^8@2=\32D65\:?G6DE:?8]9E>=Q E2C86ElQ03=2?<Q C6=lQ?@7@==@HQmv@2=\32D65 :?G6DE:?8k^2m 42? 96=A J@F D92A6 J@FC DEC2E68J 2?5 3F:=5 2 A=2? E92E 7:ED J@FC 8@2=D]k^Am
kAmkDEC@?8m$E6A ai s64:56 9@H >F49 E@ :?G6DEk^DEC@?8mk^Am
kAm(92E >2EE6CD >@C6 E92? E96 2>@F?E @7 >@?6J J@F :?G6DE :D E96 k2 9C67lQ9EEADi^^HHH]?2GJ7656C2=]@C8^>2<:?846?ED^:?G6DE:?8^7:?2?4:2=\923:ED\E@\3F:=5\H62=E9]9E>=Q E2C86ElQ03=2?<Q C6=lQ?@7@==@HQm923:E @7 :?G6DE:?8 4@?D:DE6?E=Jk^2m @G6C E:>6[ 6G6? :? D>2== 2>@F?ED] %92EVD H92E 96=AD E@ 3F:=5 C62= H62=E9]k^Am
kAm$@ 9@H >F49 D9@F=5 2 368:??6C :?G6DEn %96C6VD ?@ D:?8=6 C:89E 2?DH6C] |2?J A6@A=6 2:> E@ :?G6DE 2C@F?5 `_T\`dT @7 E96:C :?4@>6] x7 E92EVD ?@E C62=:DE:4[ DE2CE H:E9 H92E6G6C 2>@F?E J@F 42? 277@C5] tG6? Sad @C Sd_ 2 >@?E9 :D 2 >62?:?87F= DE2CE] p55 :?G6DE:?8 E@ J@FC 3F586E 2?5 D4965F=6 2 EC2?D76C D@ J@F DE:4< H:E9 :E]k^Am
kAmkDEC@?8m$E6A bi &?56CDE2?5 J@FC C:D< E@=6C2?46k^DEC@?8mk^Am
kAmv6?6C2==J DA62<:?8[ :?G6DE>6?ED H:E9 9:896C A@E6?E:2= C6EFC?D 2=D@ 4@>6 H:E9 9:896C A@E6?E:2= =@DD6D] k2 9C67lQ9EEADi^^HHH]?2GJ7656C2=]@C8^>2<:?846?ED^:?G6DE:?8^:?G6DE>6?E\C:D<]9E>=Q E2C86ElQ03=2?<Q C6=lQ?@7@==@HQm#:D< E@=6C2?46k^2m :D 9@H 4@>7@CE23=6 J@F 2C6 H:E9 J@FC :?G6DE>6?ED >@G:?8 FA 2?5 5@H?] xEVD 2? :>A@CE2?E A2CE @7 3F:=5:?8 2? :?G6DE>6?E 2AAC@249 E92E H@C<D 7@C J@F]k^Am
kAmkDEC@?8m$E6A ci r9@@D6 E96 C:89E :?G6DE>6?E 244@F?E 7@C J@FC 8@2=k^DEC@?8mk^Am
kAm~?46 J@F <?@H J@FC 8@2=D 2?5 C:D< E@=6C2?46[ :EVD E:>6 E@ A:4< E96 k2 9C67lQ9EEADi^^HHH]?2GJ7656C2=]@C8^>2<:?846?ED^:?G6DE:?8^:?G6DE>6?E\244@F?ED]9E>=Q E2C86ElQ03=2?<Q C6=lQ?@7@==@HQmC:89E EJA6 @7 244@F?E 7@C J@FC :?G6DE>6?EDk^2m] %96 244@F?E J@F 49@@D6 42? 92G6 2 3:8 :>A24E @? 9@H J@FC >@?6J 8C@HD[ A2CE:4F=2C=J H96? :E 4@>6D E@ E2I6D]k^Am
kAmkDEC@?8m$E6A di qF:=5 J@FC :?G6DE>6?E A@CE7@=:@k^DEC@?8mk^Am
kAm}@H[ J@F 86E E@ 564:56 9@H E@ AFE J@FC >@?6J E@ H@C<] *@F 42? >2<6 k2 9C67lQ9EEADi^^HHH]?2GJ7656C2=]@C8^>2<:?846?ED^:?G6DE:?8^D>2CE\:?G6DE:?8]9E>=Q E2C86ElQ03=2?<Q C6=lQ?@7@==@HQmD>2CE :?G6DE:?8 564:D:@?Dk^2m H:E9@FE 36:?8 2 >2C<6E 6IA6CE] |2?J 368:??6C\7C:6?5=J :?G6DE>6?E @AE:@?D >2<6 :E 62DJ E@ 3F:=5 2 5:G6CD:7:65 A@CE7@=:@ 2?5 DE2CE :?G6DE:?8 H:E9 4@?7:56?46 C:89E 2H2J]k^Am
kAm*@F 42? 49@@D6 :?G6DE>6?ED 24C@DD 5:776C6?E 2DD6E 4=2DD6D[ =:<6 DE@4<D[ 3@?5D 2?5 42D9] |2?J 368:??6CD DE2CE H:E9 7F?5D 3642FD6 E96J 96=A DAC625 C:D< 24C@DD >2?J 4@>A2?:6D]k^Am
kAmkDEC@?8m$E6A ei x?G6DE 4@?D:DE6?E=J 2?5 36 A2E:6?Ek^DEC@?8mk^Am
kAm!:4<:?8 J@FC :?G6DE>6?ED :D 2 3:8 >:=6DE@?6 @? J@FC H62=E9\3F:=5:?8 ;@FC?6J[ 3FE :EVD ?@E E96 7:?:D9 =:?6] ~?46 J@FC A@CE7@=:@ >:I :D D6E[ 7@4FD @? DE625J 3692G:@C]k^Am
kAm~?6 @7 E96 D:>A=6DE H2JD E@ DE2J @? EC24< :D E@ 2FE@>2E6 J@FC :?G6DE>6?ED] $6E FA C64FCC:?8 EC2?D76CD E@ J@FC :?G6DE>6?E 244@F?E D@ >@?6J >@G6D 2FE@>2E:42==J @? 2 D4965F=6 E92E H@C<D 7@C J@F] (96? :?G6DE:?8 92AA6?D :? E96 324<8C@F?5[ J@FVC6 >@C6 =:<6=J E@ DE:4< H:E9 :E]k^Am
kAmz66A :? >:?5 E92E FD:?8 E9:D >6E9@5 H@?VE 8F2C2?E66 AC@7:ED @C >2<6 J@F :>>F?6 E@ =@DD6D 5FC:?8 5@H?EFC?D] *@FV== DE:== ?665 E@ 5:G6CD:7J J@FC :?G6DE:?8 5@==2CD 2>@?8 2 G2C:6EJ @7 4@>A2?:6D[ :?5FDEC:6D 2?5 D64E@CD E@ =@H6C J@FC C:D< 2?5 :?4C62D6 E96 =:<6=:9@@5 @7 62C?:?8 C6EFC?D]k^Am
kAmu:?5 @FE >@C6 23@FE E96 k2 9C67lQ9EEADi^^HHH]?2GJ7656C2=]@C8^:?G6DE>6?E\D6CG:46D^7:?2?4:2=\A=2??:?8]9E>=Q E2C86ElQ03=2?<Q C6=lQ?@7@==@HQm:?G6DE>6?E D6CG:46Dk^2m 2G2:=23=6 E@ }2GJ u656C2= >6>36CD[ :?4=F5:?8 s:8:E2= x?G6DE@C 2?5 A6CD@?2=:K65 8F:52?46 7C@> E96:C E62> @7 7:?2?4:2= AC@76DD:@?2=D]k^Am
kAmk6>m%9:D 4@?E6?E :D :?E6?565 E@ AC@G:56 86?6C2= :?7@C>2E:@? 2?5 D9@F=5 ?@E 36 4@?D:56C65 =682=[ E2I @C 7:?2?4:2= 25G:46] xE :D 2=H2JD 2 8@@5 :562 E@ 4@?DF=E 2 E2I @C 7:?2?4:2= 25G:D@C 7@C DA64:7:4 :?7@C>2E:@? @? 9@H 46CE2:? =2HD 2AA=J E@ J@FC D:EF2E:@? 2?5 23@FE J@FC :?5:G:5F2= 7:?2?4:2= D:EF2E:@?]k^6>mk^Am
kAmk6>m}2GJ u656C2= u:?2?4:2= vC@FA[ {{r W}uuvX :D 2 =:46?D65 :?DFC2?46 286?4J] }@?\56A@D:E :?G6DE>6?ED[ 3C@<6C286[ 2?5 25G:D@CJ AC@5F4ED 2C6 @?=J D@=5 E9C@F89 }2GJ u656C2= x?G6DE>6?E $6CG:46D[ {{r W}ux$X[ 2 >6>36C @7 ux}#p^$x!r 2?5 2? $tr C68:DE6C65 :?G6DE>6?E 25G:D@CJ 7:C>] }ux$ :D 2 H9@==J @H?65 DF3D:5:2CJ @7 }uuv] x?DFC2?46 AC@5F4ED 2C6 @776C65 E9C@F89 }uuv 2?5 }ux$] %96D6 AC@5F4ED 2C6 kDEC@?8m?@E }r&p^}r&$xu @C @E96CH:D6 7656C2==J :?DFC65[ 2C6 ?@E 8F2C2?E665 @C @3=:82E:@?D @7 }2GJ u656C2= rC65:E &?:@? W}ur&X[ 2C6 ?@E @776C65[ C64@>>6?565[ D2?4E:@?65[ @C 6?4@FC2865 3J E96 7656C2= 8@G6C?>6?E[ 2?5 >2J :?G@=G6 :?G6DE>6?E C:D<[ :?4=F5:?8 A@DD:3=6 =@DD @7 AC:?4:A2=]k^DEC@?8m s6A@D:E AC@5F4ED 2?5 C6=2E65 D6CG:46D 2C6 AC@G:565 3J }ur&] u:?2?4:2= p5G:D@CD 2C6 6>A=@J66D @7 }uuv 2?5 2C6 6>A=@J66D 2?5 C68:DE6C65 C6AC6D6?E2E:G6D @7 }ux$] }ux$ 2?5 }uuv 2C6 277:=:2E65 4@>A2?:6D F?56C E96 4@>>@? 4@?EC@= @7 }ur&] r2== `\gff\aa`\g`_g 7@C 7FCE96C :?7@C>2E:@?]k^6>mk^Am
(0) comments
Welcome to the discussion.
Log In
Keep it Clean. Please avoid obscene, vulgar, lewd, racist or sexually-oriented language.
PLEASE TURN OFF YOUR CAPS LOCK.
Don't Threaten. Threats of harming another person will not be tolerated.
Be Truthful. Don't knowingly lie about anyone or anything.
Be Nice. No racism, sexism or any sort of -ism that is degrading to another person.
Be Proactive. Use the 'Report' link on each comment to let us know of abusive posts.
Share with Us. We'd love to hear eyewitness accounts, the history behind an article.