With inflation still elevated, home prices parked near record highs, and insurance costs climbing, more homeowners are running out of cushion—heightening the risk of mortgage delinquencies, as well as broader ripple effects on consumer spending and credit conditions. As budgets thin, questions about the sustainability of homeownership and the broader economic fallout are getting harder to ignore. In the 2025 edition of its Cities With the Most Mortgage Delinquencies report, Construction Coverage analyzed the latest data from the Consumer Financial Protection Bureau, Census Bureau, and Zillow to reveal the locations with the greatest percentage of mortgages at least 30 days delinquent as of December 2024.

With inflation still elevated, home prices parked near record highs, and insurance costs climbing, more homeowners are running out of cushion—heightening the risk of mortgage delinquencies, as well as broader ripple effects on consumer spending and credit conditions. As budgets thin, questions about the sustainability of homeownership and the broader economic fallout are getting harder to ignore. In the 2025 edition of its Cities With the Most Mortgage Delinquencies report, Construction Coverage analyzed the latest data from the Consumer Financial Protection Bureau, Census Bureau, and Zillow to reveal the locations with the greatest percentage of mortgages at least 30 days delinquent as of December 2024.

America’s housing affordability crisis isn’t letting up: home prices, mortgage rates, and rents remain elevated, squeezing renters and would-be buyers alike. As policymakers and households search for solutions, one option is seeing real traction: manufactured housing. Factory-built and transported to final sites, these homes offer comparable quality at about half the price per square foot of traditional site-built homes ($87 vs. $166). A new analysis from Construction Coverage identifies which U.S. states are investing most in manufactured housing to see where this momentum is building fastest, how the popularity of manufactured housing has changed over time, and how its costs compare to traditional single-family homes.

America’s housing affordability crisis isn’t letting up: home prices, mortgage rates, and rents remain elevated, squeezing renters and would-be buyers alike. As policymakers and households search for solutions, one option is seeing real traction: manufactured housing. Factory-built and transported to final sites, these homes offer comparable quality at about half the price per square foot of traditional site-built homes ($87 vs. $166). A new analysis from Construction Coverage identifies which U.S. states are investing most in manufactured housing to see where this momentum is building fastest, how the popularity of manufactured housing has changed over time, and how its costs compare to traditional single-family homes.